Retirement & Investment Advice
I’m also happy to meet with you virtually to answer any specific questions, tailor advice to your unique situation, or provide detailed information to assist you on your learning and investment journey. I aim to offer you the most transparent, honest investment advice in order to maximize your net worth now, and for future generations. You won’t find me using complicated jargon to explain your options. My approach will leave you feeling knowledgeable and in control. Whether you are a beginning investor with limited experience who is cautious and has a preference for learning about basic investment concepts, or you are a seasoned investor who already possesses a deeper understanding of the market, has a diversified portfolio and may take a more strategic approach to risk management, I can help you continually educate yourself to stay informed about market trends.
Nic Tustin, BA Econ
I used my experience from BMO, Canada Life, Edward Jones, Sunlife and TD to create apps to help investors pay fewer fees and income tax. I bring my experience from working at a variety of financial institutions to provide you with unbiased recommendations. I primarily focus on tactical asset allocation by actively balancing portfolios to reduce market risk. I create diversified portfolios based on algorithms. Less guesswork and more structure when it comes to investing will help you reach your targeted retirement goals.
Our Typical Client
We have no minimums. Since we do not sell investments, our advice is objective. Our fee-only approach ensures the highest level of independent service and advice. Our clients have a net worth ranging from zero to several million dollars.
Learn More About Your Money
You can always feel cared for and confident in knowing I give each client the attention and diligence they deserve. As a financial professional with an economics degree, money has become a science of top-level financial planning and tax minimization. My work ethic, knowledge base and drive to be the best is unparalleled and unmatched by any competitor.
- Asset allocation by age, time horizon and longevity
- Discover your personal investment risk tolerance
- Hold a diversified portfolio of stocks and bonds
- The bank rate and current mortgage interest rates
- The Consumer Price Index (CPI) and current inflation
- Compound interest of savings and loans
- Having better tax awareness with asset location
Frequently Answered Questions
- Should you be investing in your TFSA, RRSP, Non-Registered or Corporate Account?
- Do you have the right asset classes in your portfolio for the current economic season?
- What investment rebalancing strategies are you using to implement tax harvesting?
- Which sustainable retirement withdrawal strategy makes most sense for you?
- When should you start collecting CPP & converting your RRSP to a RRIF?
- Are you diversified enough and taking the right amount of risk?
- Are you invested the right way for the next stage of your life?
- How do investment decisions affect your tax bill?
- How much money do you need to retire?
