Without the right skills and tools, we set ourselves down the wrong money path. We spend too much, we don’t budget properly, and we don’t set ourselves up for success. When you have the right guidance for your money, every financial decision becomes clearer. Learn how to create the ideal structure for building financial security so you can open doors for your financial future. Learn how to grow your nest egg step by step to support your dream retirement retirement.
The apps are here when you have questions about investments and sort through the jargon. There is no minimum investment to get the help you need. We know how to work within a tight budget to accomplish your goals. We are available evenings and weekends when you are. We’ll even meet you online so you don’t have to get out of your slippers. It’s hard to talk about money, let alone trusting someone enough to give you sound advice on what to do with it. Trust artificial intelligence.
Who are the Apps For?
The apps are for anyone who wants to learn the basics of investing in an ETF portfolio in a safe and easy way. Someone who has a good handle on the day-to-day of their money, who knows they need to do something with the savings sitting in their accounts, but aren’t sure what. Investments might seem out of your reach, but in reality, you can start small, and grow your money! We’ll show you how to make your money work for you and protect yourself and your family from losses.
Do You Tell Us What ETFs to Pick?
Investing apps recommend specific ETFs to invest in based on fundamentals with multiple strategies to choose from. These apps are also for the experienced and seasoned investor looking for asset allocation guidance. These apps use a “pension style” recommendation for the creation of long term wealth building strategies. Set realistic retirement goals and design income streams from you investments.
Do you Invest My Money for Me?
These apps provide recommendations about what investments to choose from and allocations, but trades must be completed by you using your online discount brokerage to reduce fees.
InvestCAN
Discover exactly which Canadian exchange traded funds (ETFs) to buy for a diversified and risk-adjusted portfolio. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution. By making a one-time purchase of this inexpensive app, you’ll have the recommendations of a financial advisor for the rest of your life. This will avoid you from paying management expenses of approximately 0.5 – 1.50%.
InvestRESP
Follow a custom 3-bucket portfolio diversifying your investments with stocks, bonds and cash. Investment risk decreases
Discover exactly which Canadian ETFs to buy for a diversified and risk-adjusted RESP portfolio. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution.
InvestUSA
Discover exactly which American ETFs to buy for a diversified and risk-adjusted portfolio. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution. Using this regularly updated app saves you the cost of paying robo-advisor fees (Generally around 0.5% MER) with my regularly updated app.
RetireCAN
This Canadian retirement calculator is programmed with 2024 tax rates. The app will help you estimate your future after-tax income based on your savings rate in each of your retirement accounts. This strategy brings your registered accounts to $0 at an inflated rate to help create a pension-like retirement plan. You may not want to include any TFSA savings that you do not wish to use for retirement income as this is the most efficient way to pass wealth to your family upon your death.
This app will help you estimate your future income based on your current savings and the current tax brackets. This algorithm helps bring registered accounts to $0 at an inflated rate throughout retirement. Why do we want to do this? To avoid a large tax bill the final year of your life. Use this app on a regular, or at least annual basis, with your updated values to adjust your retirement withdrawal rate that is matched perfectly to your investment returns and estimated inflation.
RetireMGN
Saving for retirement? Plan for your financial future in seconds! Many investors these days are concerned about returns, but this is only a fraction of the work that needs to be done to have financial freedom. This app can be used at every stage of life! Determine the future value of your investments and receive the perfect withdrawal strategy for your investments. Based on what you’ve saved, your investment performance, and inflation, this app will help you keep a consistent amount of income for your entire retirement by determining appropriate monthly withdrawals from your investment account.
Discover where your savings will take you in retirement! The goal is to help you maximize your lifetime income! This calculator is a very specific algorithm for citizens of the world to create a consistent, predictable income stream, specifically tailored to your individual circumstances. This strategy helps you diminish your retirement assets in the most efficient manner so that the least amount of income tax and the most amount of income is available for your enjoyment during your lifetime. Use this app on a regular basis as inflation and investment returns are organically creating a new perfect strategy, but an annual check should keep you on track.
StockMGN (In Development)
Evaluate any stock through multiple metrics to determine BUY, HOLD, and SELL recommendations. This app analyzes the computes from a value based investment approach.
| | | | |
|---|---|---|---|---|
| InvestCAN | InvestRESP | InvestUSA | RetireCAN | RetireMGN |
| $99.99 CAD | $12.99 CAD | $79.99 USD | $99.99 CAD | $9.99 USD |
Sunny2024-02-29Nic's vast knowledge in financial investments is exceptional. Highly recommended.
Peter Vigna2024-01-27Nic is the best source for financial education on social media best etf recommendations.
519 Painting2023-05-01Nick was a tremendous help with our financial planning for our new company!
Shiella A2022-06-30Nic is professional, intuitive, personable and passionate about his role. We are so gald to have Nic as our financial advisor; our portfolios are well managed and we have been happy with the outcomes over the years. Nic always goes out of his way to help us. We had a bad experience with our Canada life mortgage broker, his lack of support and responsiveness almost cost our family a great opportunity so we had to move on. We honestly wish Nic was able to handle our mortgage needs as well. This will ensure that all our service needs will be well managed. Thank you Nic for everything you do!
Jake Thuss2022-06-25Nic is the best financial advisor I have come across in London, Ontario. He knowledgeably helped us with our investments, life insurance and a mortgage. He is a great financial planner to deal with!
John Vella2021-06-10This was my first experience with a financial planner. Nic took the time to explain everything to me. He is very patient and thorough. We talked about my goals and plans for retirement. We also talked about my comfort level when it comes to the the ups and downs of investing. I felt very comfortable with Nic. He is down to earth and very knowledgeable. I would highly recommend Nic to anyone needing a financial planner. I feel much more comfortable with my investment plan because of Nic and look forward to working with him for all my investment needs.
Jimal Isovski2021-05-11My experience dealing with Nic was flawless. He was extremely informative, supportive and organized when dealing with all my questions and investments. He truly looks out for his clients and does whatever it takes to go above and beyond for their success.
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Familia Homes Inc.2021-05-10Really enjoy working with Nic on everything from insurance, to retirement savings and child education plans. He is extremely knowledgeable and his results have proven he is trustworthy.