InvestRESP is a convenient way to manage and grow your children’s education savings. Make informed decisions strategically across key markets with ease.
- Save Money: One-time fee apps to help manage your money throughout your whole life
- Save Time: Stock, bond and cash ETF recommendations from most providers
- Convenience: 24/7 access to a tactical asset allocation strategy customized to your unique circumstances
Rebalancing
Rebalance your accounts at your discretion to follow a tactical asset allocation strategy. This can be monthly, quarterly or annually. Generally speaking, the more frequently you rebalance, the safer your money will likely be. Trusting your intuition and considering investment trading fees (if any), will help you determine how often you should rebalance. It wouldn’t be unreasonable to only rebalance once a year using the recommendations from the app. Rebalancing your investment portfolio helps maintain your desired asset allocation and risk tolerance. This ensures that market fluctuations don’t skew your original investment strategy, allowing you to stay aligned with your financial goals over time.
First Time Users
To make your investment journey easier, stocks have been labelled in light green, bonds in grey and cash in dark green. Make sure none of the inputs have red text.
STEP 1:
- Input the average age of your children
STEP 2:
- Input your current investment total in Deposit
STEP 3:
- Select your favourite investment solutions and purchase the recommended amount.
Returning Users
The 5 best ETFs of each asset class are listed to help you invest in new and old ideas. These are the best 1,3,5,10 & 15-Year annualized returns.
STEP 1:
- Input average age
STEP 2:
- Input current investments by asset class
- Input new contributions into Deposit or Withdrawal to pay for tuition
STEP 3:
Follow current investment strategy (1 of 3) :
- BUY/SELL the diversified portfolio using the ETFs of each asset class by selling (-) or buying (+) your an new or previously purchased ETF of that asset class
 |  |  |  |  |
|---|---|---|---|---|
| InvestCAN | InvestRESP | InvestUSA | RetireCAN | RetireMGN |
| $99.99 CAD | $12.99 CAD | $79.99 USD | $99.99 CAD | $9.99 USD |
Sunny2024-02-29Nic's vast knowledge in financial investments is exceptional. Highly recommended.
Peter Vigna2024-01-27Nic is the best source for financial education on social media best etf recommendations.
519 Painting2023-05-01Nick was a tremendous help with our financial planning for our new company!
Shiella A2022-06-30Nic is professional, intuitive, personable and passionate about his role. We are so gald to have Nic as our financial advisor; our portfolios are well managed and we have been happy with the outcomes over the years. Nic always goes out of his way to help us. We had a bad experience with our Canada life mortgage broker, his lack of support and responsiveness almost cost our family a great opportunity so we had to move on. We honestly wish Nic was able to handle our mortgage needs as well. This will ensure that all our service needs will be well managed. Thank you Nic for everything you do!
Jake Thuss2022-06-25Nic is the best financial advisor I have come across in London, Ontario. He knowledgeably helped us with our investments, life insurance and a mortgage. He is a great financial planner to deal with!
John Vella2021-06-10This was my first experience with a financial planner. Nic took the time to explain everything to me. He is very patient and thorough. We talked about my goals and plans for retirement. We also talked about my comfort level when it comes to the the ups and downs of investing. I felt very comfortable with Nic. He is down to earth and very knowledgeable. I would highly recommend Nic to anyone needing a financial planner. I feel much more comfortable with my investment plan because of Nic and look forward to working with him for all my investment needs.
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