![Target Date Funds: An easy way to save for retirement](https://moneyguynow.com/wp-content/uploads/2023/06/TIAA-CREF-Lifecycle-Funds-An-easy-way-to-save-for-retirement-1-791x1024.webp)
Target date funds combine stocks, bonds and other investments in a single solution to help you prepare for retirement. By choosing the year you plan to retire, asset allocation is adjusted automatically and truly a one fund solution with no adjustments or rebalancing needed. The fund has a higher risk tolerance when you’re younger and gradually get more conservative as you near retirement and in to retirement.
American Century One Choice Portfolios
![](https://moneyguynow.com/wp-content/uploads/2023/06/OneChoiceTargetDate_SingleSheet-1-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/OneChoiceTargetDate_multi-1-791x1024.webp)
BlackRock LifePath Index Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/lipkx-lifepath-index-2050-fund-factsheet-us0669236657-us-en-individual-1-791x1024.webp)
Fidelity Freedom Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/how-fidelity-freedom-funds-work-1-1024x791.webp)
JPMorgan SmartRetirement® Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/BRO-SR-SRB-04-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/FS-SR2050-R6-1-791x1024.webp)
State Street Target Retirement Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/State-Street_Target-Retirement-Fund_Flyer-1-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/factsheet-us-en-ssdjx-1-791x1024.webp)
T. Rowe Price Retirement Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/RPL_QuarterlyFactSheet_MF_SINGLE_CLASS_us_en_USD_2023-03-31_1681694496-1-791x1024.webp)
TIAA-CREF Lifecycle Funds
![](https://moneyguynow.com/wp-content/uploads/2023/06/TIAA-CREF-Lifecycle-Funds-An-easy-way-to-save-for-retirement-4-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/TIAA-CREF-Lifecycle-Funds-An-easy-way-to-save-for-retirement-5-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/TIAA-CREF-Lifecycle-2050-Fund-fact-sheet-MF-1-791x1024.webp)
Vanguard Target Retirement Funds
![Vanguard Target Retirement 2050 Fund](https://moneyguynow.com/wp-content/uploads/2023/06/FS699-1-791x1024.webp)
Voya Index Solution Portfolios
![](https://moneyguynow.com/wp-content/uploads/2023/06/voya-index-solution-portfolios-participant-fact-sheet-1-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/leader-target-date-capabilities-02-791x1024.webp)
![](https://moneyguynow.com/wp-content/uploads/2023/06/voya-index-solution-2050-portfolio-fact-sheet-1-791x1024.webp)