The Lowest Investment Fees in Canada
As you may know, Canadians pay some of the highest fees in the world. I know how hard it can be to find a trustworthy and reliable person to help with your finances. A fee-only approach ensures the highest level of unbiased service and advice. State-of-the-art financial apps save time with research and money on fees. It’s time to take charge of your money and ensure your loved ones are taken care of! Don’t go broke and mutter something about a “bad economy”.
Learn More About Your Money
I’m dedicated to helping you turn your aspirations into reality. I provide you with the knowledge and research you need to make informed financial decisions you can feel confident in. This mission is not something I take lightly. I’ll equip you with clear, impartial, practical advice you can trust, so making decisions about your money feels simple and smart, not stressful.
- Adjusted Cost Base (ACB)
- Annuities
- Beneficiary
- Canada Child Benefit (CCB)
- Canada Pension Plan (CPP)
- Climate Action Incentive Payment (CAIP)
- Confirmation Bias
- Critical Illness Insurance
- Currency Hedging
- Dental Insurance
- Dollar Cost Averaging (DCA)
- Employee Stock Options
- Exchange Traded Fund (ETF)
- First Home Savings Account (FHSA)
- Foreign Withholding Tax
- Guaranteed Income Supplement (GIS)
- Guaranteed Investment Certificate (GIC)
- Health Insurance
- Home Buyers’ Plan (HBP)
- Home Country Bias
- Income Splitting
- Inflation
- Investing 101
- Joint Accounts
- Life Income Fund (LIF)
- Life Insurance
- Lifelong Learning Plan (LLP)
- Locked-In Retirement Account (LIRA)
- Loss Aversion
- Mortgage Insurance
- Non-Registered
- Old Age Security (OAS)
- Power of Attorney (POA)
- Registered Disability Savings Plan (RDSP)
- Registered Education Savings Plan (RESP)
- Registered Retirement Income Fund (RRIF)
- Registered Retirement Savings Plan (RRSP)
- Segregated Fund
- Sequence of Returns Risk
- Tax-Free Savings Account (TFSA)
- Term Life Insurance
- Universal Life Insurance
- Volatility
- Whole Life Insurance
Smarter Financial Decisions
Wealth management should be intelligent, accessible, and cost-effective. Eliminate the high fees typical of traditional investment services with a platform that offers convenient financial solutions through downloadable apps and virtual meetings. Using the latest industry data, advanced algorithms, and mathematical models, I help clients build diversified portfolios with structure and purpose. Removing guesswork and aligning investments with long-term retirement goals. With globally diversified portfolios of low-cost index funds and cutting-edge technology, financial strategies once reserved for the ultra-wealthy can be in your hands. From planning withdrawals in retirement to optimizing tax efficiency, the goal is simple: help you make smarter financial decisions with confidence.
Nic Tustin, BA Econ
I used my experience from BMO, Canada Life, Edward Jones, Sunlife and TD to create apps to help investors pay fewer fees and income tax. I bring my experience from working at a variety of financial institutions to provide you with unbiased recommendations. I primarily focus on tactical asset allocation by actively balancing portfolios to reduce market risk. I create diversified portfolios based on algorithms. Less guesswork and more structure when it comes to investing will help you reach your targeted retirement planning goals. We have no minimums. Since we do not sell investments, our advice is objective. Our clients have a net worth ranging from zero to several million dollars.
