Investing & Retirement Apps
Without the right investing apps, skills and tools, we set ourselves down the wrong money path. We spend too much, we don’t budget properly, and we don’t set ourselves up for success. When you have the right guidance for your money, every financial decision becomes clearer. Learn how to create the ideal structure for building financial security so you can open doors for your financial future. Learn how to grow your nest egg step by step to support your dream retirement retirement.
The apps are here when you have questions about investments and sort through the jargon. There is no minimum investment to get the help you need. We know how to work within a tight budget to accomplish your goals. We are available evenings and weekends when you are. We’ll even meet you online so you don’t have to get out of your slippers. It’s hard to talk about money, let alone trusting someone enough to give you sound advice on what to do with it. Trust artificial intelligence.
InvestCAN
Discover exactly which Canadian exchange traded funds (ETFs) to buy for a diversified and risk-adjusted portfolio with InvestCAN. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution. By making a one-time purchase of this inexpensive app, you’ll have the recommendations of a financial advisor for the rest of your life. This will avoid you from paying management expenses of approximately 0.5 – 1.50%.
InvestRESP
Follow a custom 3-bucket portfolio diversifying your investments with stocks, bonds and cash. Discover exactly which Canadian ETFs to buy for a diversified and risk-adjusted RESP portfolio with InvestRESP. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution.
InvestUSA
Discover exactly which American ETFs to buy for a diversified and risk-adjusted portfolio with InvestUSA. Take advantage of irregularities in the market using tactical asset allocation (TAA) instead of purchasing a one-fits-all investment solution from a financial institution. Using this regularly updated app saves you the cost of paying robo-advisor fees (Generally around 0.5% MER) with my regularly updated app.
RetireCAN
RetireCAN is a Canadian retirement calculator is programmed with 2024 tax rates. The app will help you estimate your future after-tax income based on your savings rate in each of your retirement accounts. This strategy brings your registered accounts to $0 at an inflated rate to help create a pension-like retirement plan. You may not want to include any TFSA savings that you do not wish to use for retirement income as this is the most efficient way to pass wealth to your family upon your death.
This app will help you estimate your future income based on your current savings and the current tax brackets. This algorithm helps bring registered accounts to $0 at an inflated rate throughout retirement. Why do we want to do this? To avoid a large tax bill the final year of your life. Use this app on a regular, or at least annual basis, with your updated values to adjust your retirement withdrawal rate that is matched perfectly to your investment returns and estimated inflation.
RetireMGN
Saving for retirement? Plan for your financial future in seconds with RetireMGN! Many investors these days are concerned about returns, but this is only a fraction of the work that needs to be done to have financial freedom. This app can be used at every stage of life! Determine the future value of your investments and receive the perfect withdrawal strategy for your investments. Based on what you’ve saved, your investment performance, and inflation, this app will help you keep a consistent amount of income for your entire retirement by determining appropriate monthly withdrawals from your investment account.
Discover where your savings will take you in retirement! The goal is to help you maximize your lifetime income! This calculator is a very specific algorithm for citizens of the world to create a consistent, predictable income stream, specifically tailored to your individual circumstances. This strategy helps you diminish your retirement assets in the most efficient manner so that the least amount of income tax and the most amount of income is available for your enjoyment during your lifetime. Use this app on a regular basis as inflation and investment returns are organically creating a new perfect strategy, but an annual check should keep you on track.
StockMGN (In Development)
Evaluate any stock through multiple metrics to determine BUY, HOLD, and SELL recommendations. This app analyzes the companies from a value-based investment approach.
- Beta
- C/S
- Current
- EV/EBITDA
- Margin
- P/B
- P/E
- P/S
- Revenue Y/Y
- ROIC
- Yield
- 52W High
- 52W Low
- 1Y
Who are the Apps For?
The apps are for anyone who wants to learn the basics of investing in an ETF portfolio in a safe and easy way. Someone who has a good handle on the day-to-day of their money, who knows they need to do something with the savings sitting in their accounts, but aren’t sure what. Investments might seem out of your reach, but in reality, you can start small, and grow your money! We’ll show you how to make your money work for you and protect yourself and your family from losses.
Do You Tell Us What ETFs to Pick?
Investing apps recommend specific ETFs to invest in based on fundamentals with multiple strategies to choose from. These apps are also for the experienced and seasoned investor looking for asset allocation guidance. These apps use a “pension style” recommendation for the creation of long term wealth building strategies. Set realistic retirement goals and design income streams from you investments.
Do you Invest My Money for Me?
These apps provide recommendations about what investments to choose from and allocations, but trades must be completed by you using your online discount brokerage to reduce fees.
Investing Cost Comparison
Use the apps for a fraction of the cost of an advisor. High fees are your biggest enemy. In the intricate landscape of our world, the concept that “simplicity is the ultimate sophistication” emerges as a timeless and universal principle. It emphasizes the intelligence in simplicity, even when it appears fundamental. Maximize your net worth with easy-to-use apps to diversify your portfolio, pay less income tax, minimize investment fees, and create your retirement with artificial intelligence.
 |  |  |  |  | |   |  |  |
|---|---|---|---|---|---|---|---|---|
| Advice | InvestCAN | InvestRESP | InvestUSA | RetireCAN | RetireMGN | Virtual Meeting | Robo- Advisor | Financial Advisor |
| Purpose | Canadian DIY Robo-Advisor | Guided Education Portfolio | American DIY Robo-Advisor | After-Tax Retirement Income | Guided Retirement Withdrawals | Personal Investment Relationship | Hands-Off Automated Investing | Expensive Personal Relationship |
| Access to Advice | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 2 Virtual Meetings | N/A | Unlimited |
| $1,000,000 Account Costs *Not including MERs and trading fees | One Time Fee | One Time Fee | One Time Fee | One Time Fee | One Time Fee | $1,000 – $2,000/Year | $4000 – $5000/Year | $5000 – $15,000/Year |
| Recommended Investments | Unbiased Data Driven | Unbiased Data Driven | Unbiased Data Driven | Unbiased Data Driven | Unbiased Data Driven | Unbiased Data Driven | Often Proprietary (Company Owned) | Often Proprietary (Company Owned) |
| Relationship | Digital | Digital | Digital | Digital | Digital | Personal | Phone/Email | Personal |