Money Guy Now
Financial Planning

Financial Planning

Personalized Financial Planning

A financial plan documents an individual’s short-term and long-term financial goals and includes a strategy to achieve them. An investment portfolio serves as a tool designed to realize your financial objectives. This is why an experienced advisor will prioritize comprehending your specific circumstances. My focus is on offering sound advice to help you reduce fees, manage debt, and save strategically to achieve both short-term and long-term financial objectives. For the average investor, this can be accomplished in a one-hour session provided you send me your investment statement before the meeting.

Building a Financial Foundation

The premise begins with the notion that investing can be simplified through low-cost index funds, allowing for the construction of a diversified portfolio comprising stocks, bonds, and cash ETFs. Additionally, I can assess your existing portfolio, analyze its asset allocation, risk profile, and fees, compare its performance to a relevant benchmark or index and offer recommendations for the potential for greater financial gains. I provide an alternative to the services offered by typical advisors at major banks. Using my established process, we’ll build a plan that accounts for your retirement lifestyle.

Create a Sound Financial Plan

Each individual is unparalleled, and as such, their portfolios differ too. My approach involves a thorough consideration of your existing financial status, future requirements, and risk tolerance. This forms the foundation for tailoring a precise strategy, complete with personalized suggestions aligned with your way of life and aspirations. Stay on track by aligning your investments to your life goals. Plan effectively so you can achieve your life goals.

Nic Tustin, BA Econ

Nic Tustin, BA Econ

I used my experience from BMO, Canada Life, Edward Jones, Sunlife and TD to create apps to help investors pay fewer fees and income tax. I bring my experience from working at a variety of financial institutions to provide you with unbiased recommendations. I primarily focus on tactical asset allocation by actively balancing portfolios to reduce market risk. I create diversified portfolios based on algorithms. Less guesswork and more structure when it comes to investing will help you reach your targeted retirement goals.

  • Life License Qualification Program (LLQP)
  • Wealth Management Essentials (WME)
  • Conduct & Practices Handbook (CPH)
  • Canadian Securities Course (CSC)
  • University of Waterloo (BA Econ)