Investment Management & Planning
Investment management plays an essential role in making plans and dreams come true. But in the face of all the headlines, all the options, and all the confusing terminology, it can be difficult to know what to do. Our investment management services provide tailored strategies, balancing risk and return to guide your financial decisions. We are independent professionals. We aim to empower you to make informed decisions, reach your financial goals, and secure your financial future. We focus on creating and managing your low-cost, tax-efficient investment portfolio while you independently manage any other financial services you need. You can feel comfortable and confident allowing us to guide you through the complex world of investment management with no hidden fees or costs.
Asset Location & Allocation
By strategically placing assets, you have the opportunity to shield less tax-efficient investments that accrue interest. Additionally, you can allocate more tax-effective investments, generating dividends and capital gains, within your accessible accounts. Conversely, asset allocation facilitates diversified investments spanning geographical areas and asset categories like equities versus fixed income. The outcome is optimized risk-adjusted returns that align with your objectives and risk tolerance. Portfolios are designed to reduce volatility while providing long-term consistent returns. A smoother ride is much more enjoyable and leads to better success overall.
Unbiased Second Opinions
Careful portfolio analysis is necessary to ensure that you have the correct asset allocation according to your objectives and risk tolerance. Whether you’re grappling with uncertainties about your current approach or seeking reassurance that your actions align with your objectives, I’m prepared to engage in a conversation with you. During this dialogue, I will offer insightful observations regarding your situation. Advice can have a positive and significant impact on the growth of your financial assets. Gain peace of mind and confidence knowing your finances are in order.
Nic Tustin, BA Econ
I used my experience from BMO, Canada Life, Edward Jones, Sunlife and TD to create apps to help investors pay fewer fees and income tax. I bring my experience from working at a variety of financial institutions to provide you with unbiased recommendations. I primarily focus on tactical asset allocation by actively balancing portfolios to reduce market risk. I create diversified portfolios based on algorithms. Less guesswork and more structure when it comes to investing will help you reach your targeted retirement goals.